Stop Check Fraud

Verify check data with the issuer before accepting deposits.

Introducing "Verified by Checkeeper", an advanced check verification service designed to enhance the security and trustworthiness of check payments processed through our platform. Each check issued by Checkeeper includes a unique verification code, enabling recipient banks to verify its authenticity in real time. Any discrepancies between the presented check information and our records are promptly flagged, ensuring a robust system for fraud prevention. Verified by Checkeeper offers businesses and recipients peace of mind, prioritizing the highest standards in check payment security.

Why does it matter?

Verified by Checkeeper is a valuable tool for banks to bolster their security measures, protect their customers, and streamline their operations in the realm of check processing.

Enhanced Fraud Prevention: Implementing Verified by Checkeeper significantly enhances a bank's ability to prevent check fraud. The service's real-time verification and validation process quickly detects discrepancies between the information encoded in the verification code and the data on the physical check or check image. This proactive approach minimizes the risk of accepting fraudulent checks, reducing potential financial losses and safeguarding the bank's reputation.

Improved Operational Efficiency: Verified by Checkeeper streamlines the check verification process, whether at branch teller locations or during mobile deposit processing. Automation and real-time validation reduce the reliance on manual inspection and human judgment, resulting in faster and more efficient check processing. Banks can handle a higher volume of checks with greater accuracy, leading to operational cost savings and improved customer service.

Customer Trust and Loyalty: Offering an advanced check verification service demonstrates a bank's commitment to customer protection and security. Customers value institutions that prioritize their financial safety, and the implementation of Verified by Checkeeper provides an additional layer of confidence. As a result, customers are more likely to trust and remain loyal to a bank that employs advanced security measures, strengthening customer relationships and retention rates.


Banks can choose the implementation method that best suits their operational needs and aligns with their goals for enhancing check verification and security. The second approach, with its automation and real-time validation, can offer a more seamless and robust solution, particularly in high-volume mobile deposit scenarios.

Manual Verification at Branch: Branch locations would manually scan the Verified by Checkeeper code on the check and visually inspect the check data to ensure it matches the authenticated data provided by Checkeeper. While this approach provides a hands-on verification process, it may be more time-consuming and reliant on human judgment.

Automated Mobile Deposit Integration: This method is a more streamlined and efficient way to implement Verified by Checkeeper. When customers use mobile deposit services to capture check images, the system would also scan the verification code on the check. The data from the verification code would then be compared to the captured image data in real-time. If any discrepancies are detected, the system can instantly reject the check, providing a faster and automated verification process.

The automated mobile deposit integration not only enhances efficiency but also reduces the potential for human error in the verification process. It aligns with modern banking trends, where customers increasingly use mobile banking apps for various transactions.